Best Money Transfer App In Nigeria: CadRemit

Sending and receiving money across borders is easier and cheaper when you use the right transfer service. You’ll pay less in fees, get instant delivery, and get more value for every naira, dollar, euro, or Canadian dollar you exchange. CadRemit Money Transfer is fast becoming a trusted choice for Nigerians who want a reliable way to move money across borders.

Why Choosing The Right Money Transfer App Matters In Nigeria

Nigeria has one of the largest diaspora populations in the world, with millions living in countries like Canada, the United States, the United Kingdom, and beyond. According to the World Bank, remittances to Nigeria exceed $20 billion annually, making the country one of Africa’s top recipients of foreign inflows.

Understanding The Challenges Of Sending Money To Nigeria

However, the remittance process often has its challenges:

  • High transfer fees eat into the amount sent.

  • Unfavorable exchange rates reduce the value of the money received.

  • Slow transaction times, sometimes taking days to reflect.

  • Complicated user experiences that discourage regular use.

This is where CadRemit comes to address these pain points and make international transfers better.

What Is CadRemit

If you’re looking for the best app for sending money to Nigeria from the USA, Canada, and Europe, CadRemit should be your go-to choice. 

CadRemit is a cross-border payment platform designed to help you make international transfers to Nigeria fast, secure, and affordable, from North America and Europe. Or from Nigeria to North America and Europe, if you have loved ones living there and businesses run from there.  It supports these currencies:

  • Nigerian Naira (₦)

  • US Dollar ($)

  • Canadian Dollar (CAD)

  • Euro (€)

Whether you’re sending money to pay school fees, support family, settle business expenses, or cover emergency bills, CadRemit delivers:

1. Instant Transfers

Transfers often arrive within minutes, which is an advantage when sending money for urgent needs like medical bills or last-minute tuition payments.

2. Competitive Exchange Rates

CadRemit has the best exchange rates. This means both you and your recipient get more value from each transfer. For example, if you’re sending CAD, USD, or Euro, you’ll save money by having to send money at the best exchange rates, while your loved ones receive the maximum possible amount.

3. Low and Transparent Fees

With CadRemit, you don’t have to worry about hidden charges. What you see is what you get upfront. 

4. CMT Points Loyalty Program

Every time you send money from Canada, the USA, or Europe to Nigeria, you earn CMT Points. These can later be converted to any of their supported currencies of your choice.

5. Secure Transactions

CadRemit uses bank-grade encryption and multi-factor authentication to protect your account and funds. The platform complies with all necessary financial regulations in its operating regions.

How To Send Money In Nigeria With CadRemit

Getting started with CadRemit is simple. Here’s a step-by-step guide:

1. Download the CadRemit App

Available on the Apple App Store and Google Play Store.

2. Sign Up and Verify Your Account

Add your details and verify your identity.

3. Fund Your Wallet

Add money to any Naira, CAD, EUR, or USD wallet and start sending or receiving.

Why CadRemit Stands Out Against Competitors

While there are many money transfer apps available in Nigeria from Western Union, MoneyGram, Remitly, and TransferWise, CadRemit offers a unique combination of speed, affordability, and rewards.

FeatureCadRemitTraditional BanksOther Transfer Apps
Instant Transfer✅ Yes❌ Often Delayed⚠ Sometimes
Exchange Rates✅ Lower Rates❌ High Rates✅/⚠ Varies
Transaction Fees✅ Transparent❌ Higher Fees✅ Varies
Loyalty Rewards✅ CMT Points❌ None❌ Rarely Offered

With instant transfers, competitive exchange rates, low fees, and a rewarding loyalty program, it’s no surprise that CadRemit is increasingly being recognized as the best money transfer app for Nigerians

Whether you’re a student, business owner, or just supporting your family, CadRemit is a reliable platform for your international transfers.

 FAQs About CadRemit

Is CadRemit safe to use? 

Yes.  CadRemit is built with security at its core. The platform uses bank-grade encryption to keep all your personal and financial information safe from unauthorized access. In addition, it has multi-factor authentication (MFA), which adds an extra layer of protection whenever you sign in or make a transaction. CadRemit also complies with financial regulations in the regions where it operates, to make sure that all transfers meet international compliance standards.

How long does it take to send money with CadRemit? 

One advantage of using CadRemit to make international transfers is how instant it is.  In most cases, your recipient will receive the money within minutes of you completing the transaction. This is particularly important when you’re covering urgent expenses like medical bills, tuition fees, or emergency family support.

Unlike traditional banks, which can take days to process an international transfer to Nigeria, your money moves quickly with CadRemit. Even during peak hours, transfers remain fast and reliable. 

What countries can I send money from? 

CadRemit currently supports international transfers to and from:

  1. Canada

  2. United States (USA)

  3. Europe (selected countries using the Euro)

  4. Nigeria

If you’re abroad and need to send money back home, CadRemit is designed to help send money to Nigeria.  It allows you to send CAD, USD, and Euro, and have it delivered directly in Nigerian Naira (₦). This makes it perfect if you work abroad and regularly support family, pay school fees, or manage business expenses in Nigeria.  Or if you live in Nigeria and need to send money to make a purchase or to a loved one, pay tuition to a Canadian school, make a business transaction, or receive payments as a freelancer, CadRemit can also serve you. 

Does CadRemit have hidden fees? 

No. CadRemit is committed to transparent pricing. When you make a transfer, you’ll see exactly how much the transaction will cost and how much your recipient will get before you confirm payment. There are no surprise deductions or hidden charges after the transfer is made. What you see is what you get.


Embrace a smarter way to send money with CadRemit.